Sunday, April 19, 2009

Free Credit Reports

One of the best ways to control your financial profile is to check your credit report. It is a good idea to see what they have on you. Some times you can find bad reports on you that don't even belong there or you can also dispute reports that you feel are unfair or incorrect. If you can't get them to remove it from your report, you can put in your side of the story. Two of the big Credit Report Agencies are Equifax.com and Experian.com. You can get your credit report once a year for free. They also have to show you your credit report if you get denied for a loan. I highly recommend that you get your report to make sure that you are in good standings. The better your credit report, the more it will save you financially. A good credit report gives you better interest rates on loans. Also, if you have multiple credit cards and you don't use a couple of them, take the time to cancel them so they aren't on your credit report anymore. When getting loans, the less open lines of credits you have, the better. It doesn't hurt your credit if you are personally checking your report. Start getting to work on this right a way!

To Your Success!

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